If you have no credit history or have been turned down for credit in the past, this card is a great first step toward building a good credit history.

• FSNB has helped thousands of young service members and civilians to establish and re-establish their credit history. We have extended customer service hours where you are able to talk to a customer service representative who will give you her/his undivided attention.
• Get your credit card balance and your last 10 transactions from www.mycardstatement.com over the Internet.
• Shop with ease over the phone, on the Internet, and from mail-order catalogs.
• Make payments over the phone.
• Make travel reservations, purchase airline tickets, and secure car rentals.
• Enjoy the convenience of not having to carry a lot of cash when you go shopping.