Tips on using your Visa CheckCard

• Activate your card before your first usage.
  
  
• Know your daily CheckCard withdrawal limits
  ATM Withdrawals - $1,000
  Check Card - Open to Buy Limit $1,000 daily
  
  
• Point of Sale merchant terminals, process your FSNB Visa Check/ATM Card as a credit transaction. If you were to select debit, the transaction will be processed as an ATM transaction and you could be charged a $1.00 foreign ATM fee or your transaction could be denied.
  
  
• Outstanding authorizations are not always the actual purchase amount. Hotels hold up to $500 daily. Some restaurants add a 10% gratuity. If you are paying at the gas pump, the "pre-authorization hold" on most "pay at the pump" is $75, even if you don't purchase that amount. When the actual amount of your purchase is submitted by the merchant the $75 hold will be dropped. But until that time, any of your subsequent purchases may trigger an "Over the Limit Decline"
  
  
• Do not use your PIN number for CheckCard transactions, this is for ATM transactions only.
  

If your card should ever become lost or stolen please contact Fort Sill National Bank at 800-749-4583 extension 2105, between the hours of 7:00 a.m. to 7:00 p.m. Monday through Friday and 8:00 a.m. to 1:00 p.m. on Saturday (Central Time). After hours you may contact our phone service at 800-554-8969.