If you are a member of a military service unit who is on active duty, consider placing an active duty alert on your credit report. The active duty alert can prevent prescreened offers of credit and insurance being sent while you are away on active duty. By placing a credit freeze on all three major credit bureaus you maintain control over who can access your credit file and when, also blocking identity thieves from opening accounts in your name. Credit freezes are also called security freezes by the credit bureaus.
By placing a credit freeze on all three major credit bureaus you maintain control over who can access your credit file and when, also blocking identity thieves from opening accounts in your name. Credit freezes are also called security freezes by the credit bureaus.
An active duty alert on your report is effective for one year, unless you request that the alert be removed sooner. If your deployment lasts longer, you may place another alert on your report. Credit reporting agencies must offer free electronic credit monitoring to all active duty servicemembers as of May 2019.