Credit Card
FSNB Credit Card
Apply for Credit Card TodayUsing a credit card can offer a multitude of advantages, making it an essential tool for financial management and convenience. With the ability to make instant purchases, track expenses, and build credit history, credit cards have become increasingly popular in today's digital age. Whether you're new to credit or an experienced user, understanding the benefits can help you make the most of your card. Using a credit card responsibly can help build and improve your credit history. You may also enjoy the convenience of electronic payments that credit cards offer. If you have no credit history or have been turned down for credit in the past, this card is a great first step toward building a good credit history.
Benefits of having a credit card:
- Build a good credit report – a good credit report will help you buy a house, a car and get you the best interest rates on both. A bad one will stop you getting pretty much anything you can’t pay up front for. Getting a credit card and using it sensibly is the best way to build a credit record or rehabilitate a bad one.
- Protect your money - If you lose your credit card or suspect fraudulent activity, contact your bank or credit card issuer right away. They can block your card and account number so no one else can use them and provide you with a new card and account number.
- It’s the only way to pay - Some companies will still insist on a credit card when taking payment, for example when you make hotel reservations or rent a car. This is because with a credit card they get greater assurance that they can recoup any additional costs you run up.
The Credit Card gives you these valuable extras:
FSNB has helped thousands of young service members and civilians to establish and re-establish their credit history. We have extended customer service hours where you are able to talk to a customer service representative who will give you her/his undivided attention.
- Get your credit card balance and your last 10 transactions from www.mycardstatement.com over the Internet.
- Shop with ease over the phone, on the Internet, and from mail-order catalogs.
- Make payments over the phone.
- Make travel reservations, purchase airline tickets, and secure car rentals.
- Enjoy the convenience of not having to carry a lot of cash when you go shopping.
Click here for frequently asked questions on FSNB cards.
*subject to credit approval