Basic Checking

Basic Checking Account

There is nothing basic about this account. This account offers numerous free benefits when a monthly recurring direct deposit is not a possibility. We provide fast, easy, and secure banking when you’re on the go, at home or stopping by a branch to speak to one of our friendly representatives. Our service is superior in the industry and our commitment is focused to fit your needs in today’s world!

Requirement:

- Only $5 to open an account

Fees:

- A $6.50 fee will be imposed if account falls below $100.
- $3.50 fee for itemized paper statements (no fee if account is signed up for e-statements)

Benefits:

- Interest accrues on entire amount with minimum
  balance of $500
- Savings Round Up
- No credit check
- Free Basic Online Banking
- Free Visa debit card with no monthly or annual fees
- Unlimited check writing
- No transaction fee when using FSNB ATMs

Additional Benefits:

- Live Chat via Online Banking 6 days a week
- 24/7 Automated Phone System to Account Information
- Live Customer Service 6 days a week
- Text Alerts
- Most branches are open 6 days a week
- Gallery Card Image Check Cards (Fees apply)
- Refer-A-Friend Program

Consider Advanced Checking and receive even more!

- Early Access to Direct Deposit
- Mobile Deposit*
- 5-Star Online Banking
- Freeze and Unfreeze Visa debit card
- Text Banking

*based on eligibility

Open a Checking Account in a Branch

To save time at account opening, print and fill out the Customer Information sheet, bring it with you to any branch location along with a valid form of US identification and $5.00 for your initial deposit.
Click here to find a branch

Open a Checking Account by Mail

1. Click on the "OPEN ACCOUNT BY MAIL" button to open and print the PDF file.
2. Fill out the Documents.
3. Servicemembers can contact our military account specialist to assist you with opening an FSNB account or find a branch near you.

Military Account Specialist Contact Information:
FSNB, National Association
Attn: Veterans Help Desk
P.O. Box 33009
Fort Sill, OK 73503

Veterans Email: veterans@fsnb.com
Veterans Hotline: 1-866-807-9848
OPEN AN ACCOUNT BY MAIL

*Unfortunately, the only options for opening a Military Advanced checking account is by mail or by visiting a local branch. We do have other options for online account opening for you if visiting a branch or MAILING paperwork is not feasible. See more details below.

Open a Checking Account Online

- Open one of our Online Accounts online if you live in a qualifying state.
- Military Advanced is not available to be opened online at this time.
OPEN AN ACCOUNT ONLINE