Checking & Savings Rates
| Checking Accounts | Interest Rate | Annual Percentage Yield (APY)1 | ||
|---|---|---|---|---|
| Advanced Checking | Minimum Balance to Open Account: $5.002 Minimum balance to earn Interest and obtain APY: $500.00 |
0.05% | 0.05% | LEARN MORE |
| 50+ | Minimum Balance to Open Account: $5.002 Minimum balance to earn Interest and obtain APY: $1,000.00 |
0.05% | 0.05% | LEARN MORE |
| Basic | Minimum Balance to Open Account: $5.002 Minimum balance to earn Interest and obtain APY: $500.00 |
0.05% | 0.05% | LEARN MORE |
| Career | Minimum Balance to Open Account: $5.002 Minimum balance to earn Interest and obtain APY: $500.00 |
0.05% | 0.05% | LEARN MORE |
| Cents-able Savings | Interest Rate | Annual Percentage Yield (APY) | ||
|---|---|---|---|---|
| Minimum Balance to Open Account: $5.004 Minimum balance to earn Interest and obtain APY: $0.01 |
7.00% | 7.00% | LEARN MORE |
| Savings | Interest Rate | Annual Percentage Yield (APY)1 | ||
|---|---|---|---|---|
| This is a tiered rate Account Minimum Balance to open account: $5 Minimum balance to earn Interest and obtain APY: $25 |
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| Tier One | Balances less than $5,000.00 | 0.30% | 0.30% | LEARN MORE |
| Tier Two | Balances $5,000.00 to $49,999.99 | 0.50% | 0.50% | LEARN MORE |
| Tier Three | Balances $50,000.00 or more | 0.70% | 0.70% | LEARN MORE |
| Certificate of Deposit (CDs) | Account Minimums | Interest Rate | Annual Percentage Yield (APY)3 | LEARN MORE |
|---|---|---|---|---|
| This is a tiered rate Account Minimum Balance to open account: $5 Minimum balance to earn Interest and obtain APY: $25 |
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| 30 Day | Open Account: $500.00 Obtain APY: $500.00 |
0.40% | 0.40% | |
| 91 Day | Open Account: $500.00 Obtain APY: $500.00 |
0.40% | 0.40% | |
| 182 Day | Open Account: $500.00 Obtain APY: $500.00 |
1.50% | 1.50% | |
| 12 Months | Open Account: $500.00 Obtain APY: $500.00 |
2.00% | 2.00% | |
| 18 Months | Open Account: $500.00 Obtain APY: $500.00 |
2.00% | 2.00% | |
| 30 Months | Open Account: $500.00 Obtain APY: $500.00 |
2.25% | 2.25% | |
| 60 Months | Open Account: $500.00 Obtain APY: $500.00 |
2.50% | 2.50% |
(1) The APY assumes the interest paid will not be withdrawn.
A penalty may be imposed for early withdrawals.
Interest will be paid at least annually by deposit into your checking or savings account or into the CD if the CD is maturing and renewing.
Interest begins to accrue on the business day of your deposit.
(2) Minimum to open account through the mail is $200.
(3) The APY assumes the interest paid will not be withdrawn.
The interest rates and annual percentage yields (APY) are subject to change daily at our discretion.
Fees could reduce the earning on the account.
If you close your account before the interest is paid, you will receive the accrued interest.
Interest begins to accrue on the business day of your deposit.
No funds may be added during the term.
If you cash a CD during the 10 day grace period, you will not receive interest accrued during those 10 days.
(4) Opening deposit is restricted to a maximum of $100.00 and must be made on the same day the account is opened.