Checking Accounts |
Interest Rate |
Annual Percentage Yield (APY) |
||
|---|---|---|---|---|
| Advanced Checking | Minimum Balance to Open Account: $5.00 (1) Minimum Balance to Obtain APY: $500.00 |
0.05% | 0.05% | |
| 50+ | Minimum Balance to Open Account: $5.00 (1) Minimum Balance to Obtain APY: $1,000.00 |
0.05% | 0.05% | |
| Basic** | Minimum Balance to Open Account: $5.00 (1) Minimum Balance to Obtain APY: $500.00 |
0.05% | 0.05% | |
| Career | Minimum Balance to Open Account: $5.00 (1) Minimum Balance to Obtain APY: $500.00 |
0.05% | 0.05% |
Savings |
Interest Rate |
Annual Percentage Yield (APY) |
||
|---|---|---|---|---|
| This is a tiered rate Account Minimum Balance to open account: $5 Minimum Balance to earn APY: $25 |
||||
| Tier One | Balances less than $5,000.00 | 0.30% | 0.30% | |
| Tier Two | Balances $5,000 to $49,999.99 | 0.50% | 0.50% | |
| Tier Three | Balances $50,000.00 or more | 0.70% | 0.70% |
Certificate of Deposit (CDs) |
Account Minimums |
Interest Rate |
Annual Percentage Yield (APY) |
|
|---|---|---|---|---|
| 30 Day | Open Account: $500.00 Obtain APY: $500.00 |
0.50% | 0.50% | |
| 91 Day | Open Account: $500.00 Obtain APY: $500.00 |
0.50% | 0.50% | |
| 182 Day | Open Account: $500.00 Obtain APY: $500.00 |
1.75% | 1.75% | |
| 12 Months | Open Account: $500.00 Obtain APY: $500.00 |
2.25% | 2.25% | |
| 18 Months | Open Account: $500.00 Obtain APY: $500.00 |
2.25% | 2.25% | |
| 30 Months | Open Account: $500.00 Obtain APY: $500.00 |
2.50% | 2.50% | |
| 60 Months | Open Account: $500.00 Obtain APY: $500.00 |
2.75% | 2.75% |
A penalty may be imposed for early withdrawals.
Interest will be paid at least annually (by deposit into your checking or savings account or into the CD IF the CD is maturing and renewing)
Interest begins to accrue on the business day of your deposit.
(1) Minimum to open account through the mail is $200
*The interest rates and annual percentage yields (APY) are subject to change daily at our discretion.
** fees could reduce the earnings on the account.
The APY assumes the interest paid will not be withdrawn.
If you close your account before the interest is paid, you will receive the accrued interest.
Interest begins to accrue on the business day of your deposit.
No funds may be added during the term
If you cash a CD during the 10 day grace period, you will not receive interest accrued during those 10 days
