Cents-able Savings

Cents-able Savings

FSNB makes it easy to save with Cents-able Savings! Shop with your FSNB Debit Card anywhere Visa is accepted, automatically save the change from your purchase, and earn high interest on your savings. FSNB will round up your purchase to the nearest dollar and put that change in your high-yield Cents-able Savings account. It’s that simple. With Cents-able Savings, shopping actually makes cents!

No minimum deposit* is required to open your new Cents-able Savings account. Cents-able Savings is a variable rate account; the minimum balance to obtain 7.00% annual percentage yield (APY) is $0.01.

Costs & Liabilities:

- A $6.50 Service Charge will be imposed on the first date of each quarterly cycle if the customer doesn’t perform at least 30 point-of-sale and/or signature-based transactions using their savings round-up related FSNB Debit Card during the previous quarterly cycle. To remain qualified for a Cents-able Savings account, you must maintain an open FSNB checking account, maintain an active FSNB Debit Card, and participate in savings round-up. Customers are responsible for continually meeting all eligibility criteria. Approved credits are savings round-up deposits and the account opening deposit. Unapproved credits into the account will be transferred to the FSNB checking account. FSNB reserves the right to convert this account to another account type at any time without prior notice.

*Opening deposit is restricted to a maximum of $100.00 and must be made on the same day the account is opened.